MW Frame Edge Effects Set has 36 - 8 x 10 x 300 ppi Frame Templates with Graphic Edges. One Template can create 18 variations. $19.95

Instructions: Select bottom layer. Paste your images above bottom layer, but below Template Layer. Size behind Template opening using Transform, while holding shift to constrain proportions. Set comes with Action to set up layers for masking. Download link provided immediately.

View Sample Sheet